Read this before the call.
Plain explanations of how indexed contracts work, why the order of returns matters once you start drawing income, and what to ask before moving retirement money. Written to be read before the call, so the call can be about your numbers.
- Guide · 6 min read
What a fixed indexed annuity actually is
Where the money sits, how the interest is calculated, what a cap and a participation rate do, and the four fine-print items that decide whether one fits you.
Read the guide → - Guide · 5 min read
Sequence-of-returns risk: why the order of good and bad years matters once you're drawing income
Two retirees earn the same returns and withdraw the same amounts. One ends with far less. The only difference is which year the loss landed.
Read the guide → - Guide · 4 min read
The math of recovery: why a 30% loss needs a 43% gain
Losses and gains aren't symmetrical. What it takes to get back to even after each size of fall, and how long the S&P 500 has actually taken.
Read the guide → - Guide · 4 min read
Ten questions to ask before moving retirement money into an indexed contract
Print this, bring it to the call, and don't sign until every line has an answer you understand.
Read the guide →
See how much you could shield
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